* tools matrix costs matrix business assistance subsidies and incentives Operating Costs tools matrix capital matrix finance Capital tools matrix labor matrix occupational or industry specific training Labor tools matrix land matrix physical amenities business site locations market-rate housing * Introduction

CAPITAL

Numerous finance programs have been created to help businesses obtain the capital needed for start-up or expansion. These programs seek to provide financing when conventional lending markets fail to meet the needs of firms. This often occurs because the terms are unmanageable for the firms or the risk is too high for the lending institutions. The ultimate goal of capital finance programs is to increase business activity, thereby providing jobs and additional tax revenue. Evaluation studies of several types of capital finance programs are reviewed in the follow section.

see corresponding section in Strategies & Tools